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Blue Cash from American Express Up to 5% Cash Back with Unlimited Cash Rewards No annual fee* 0% Intro APR for upto 15 months* Flexibility to pay over time Intro APR Intro Period Reg. APR Annual Fee Balance Transfer Credit Type 0%* 15 months* 10.99%* None* Yes Excellent Credit AT&T Universal Savings & Rewards Card 0% APR on balance transfers for 12 months No annual fees. 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases Up to 10% savings for the first 12 months on AT&T purchases Intro APR Intro Period Reg. APR Annual Fee Balance Transfer Credit Type 0%* 12 Months* 11.99%* None* Yes Good Credit Citi® Dividend Platinum Select® Card Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% Earn 1% cash back on all other purchase 0% APR* on Balance Transfers for 12 months No Annual Fees Intro APR Intro Period Reg. APR Annual Fee Balance Transfer Credit Type 0% on Balance Transfers* 12 Months* 10.49%* None* Yes Excellent Credit Discover® More Card - American Flag More ways to earn more cash—than anyone else.* 5% Cashback Bonus® in popular categories like travel, apparel, home, gas, restaurants, movies and more 5% Cashback Bonus and more at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Intro APR Intro Period Reg. APR Annual Fee Balance Transfer Credit Type 0% on Purchases and Balance Transfers* 12 Months* 10.99%* None* Yes Good Credit Citi® Dividend Platinum Select® Card Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% Earn 1% cash back on all other purchase 0% APR* on Balance Transfers for 12 months No Annual Fees Intro APR Intro Period Reg. APR Annual Fee Balance Transfer Credit Type 0% on Balance Transfers* 12 Months* 10.49%* None* Yes Excellent Credit

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